Health Insurance

Health Insurance in Israel

The most comprehensive Health Insurance

Health insurance in Israel, when it comes to maintaining your health and well-being, there is no compromise. That’s why we at Segal Insurance present our comprehensive health insurance policy in Israel, designed to meet your requirements.

About Health Insurance Israel

Israel is known for its good public health. In case of health care issues every citizen has the right to receive health care. However, your options are limited. The health basket contains only specific types of medicines which you can get free.

You can not choose the surgeon you want, and there are checkups and treatments that are not available to you. It is important that in case of need, you take out an additional adequate health policy which will have the best medical options open to you.

Why you give shouldn’t up private health insurance, and what are its main advantages?

Indeed, the public healthcare system in the country is one of the most advanced in the world. However, private health insurance provides significant benefits. In the unfortunate event of a health crisis in the family, a serious illness, the need for surgery, or similar situations, it is important to know that you have all the tools and options available to bring about a quick and complete recovery for your loved ones.

This insurance policy saved my life

The chance of getting serious diseases

Throughout life, the chances of such events within the family are significant. Let’s take a well-known example. Cancer is the second leading cause of death after heart diseases. According to information published on the War on Cancer Association’s website in 2023, around 30,000 people are diagnosed with cancer every year, and about 11,000 die from the disease annually in Israel. Each year, a list of drugs that enter the drug basket is published. Some of these drugs deal with cancer. However, there are drugs that do not enter the basket. Sometimes these are new and very expensive drugs that can cost tens of thousands of shekels per month. In the case of no private insurance, you will have to pay for these drugs yourself. In the case of private insurance, the insurance will cover the cost of these drugs.

What are the rights that apply in case of surgery

In the case of surgery, the public system will provide a response. But its means are subject to the means available to the health fund. The surgeon will be determined by the health fund. The surgery time will also be determined based on the urgency of the situation and the capabilities of the health fund. Anyone who has ever booked an appointment with a health fund knows that sometimes you can wait many months for a response. In urgent cases, you do receive a certain priority, but it also depends on the capabilities and referrals of the surgeons and operating rooms. In less urgent cases, you may have to wait long periods, creating uncertainty and prolonging and complicating the healing process. With private insurance, it is possible to schedule surgery quickly. In addition, you can benefit from innovative and advanced treatment technologies that are not available in the public system. The choice of the surgeon can also be made from a list on the insurance company’s website, which includes the many surgeons working with the insurance company. In more complex surgeries, the identity of the surgeon is significant. His experience and resume matter, which is important for both the success of the surgery and the peace of mind needed in such a process.

Also, health funds generally provide medical responses only within the country (there are certain cases where it is possible to receive services abroad, but they are limited).

In the case of a need for surgery abroad, private health insurance will cover the expenses of the process—this includes not only the costs of the surgery but also travel and accommodation expenses, and more.

Of course, the case presented here is just one example of many. Private health insurance addresses many complex health cases with the goal of providing broad coverage.

In addition, private health insurance includes funding for consultations with specialists. It is also possible to expand the basket of routine services, such as periodic screenings, pregnancy tests, preparation for childbirth, emotional treatments for children, developmental therapies, and even complementary medicine. Also accessibility to a family or children’s doctor online and more.

Another advantage that exists in private health insurance is the matter of self-participation. When it comes to a “first shekel” type of insurance, there is no need for self-participation at all.

Private health insurance is considered a “family” type of insurance, meaning it guarantees a wide range of health services. There is an option to purchase a “compensation” policy, which means that in the event of a health event, a serious illness, and the like, a predetermined financial compensation will be received in advance. Starting from one hundred thousand shekels up to half a million shekels. This policy is called a “serious illness” policy.

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Financial compensation in case of serious illness

The private health policy can also cover compensation in the case of critical illnesses. Critical illness can involve financial difficulties and different expenses.

The monetary compensation gives you a strong financial support which will also help you recover.

Read more about Severe Illness Insurance:

Second opinions and examinations.

It is very important to gain the best understanding of your health situation in time of need. The cover in the policy will increase your options & control in dealing with medical problems.

Health Insurance

Private health provides you medicines that are not registered in the official medicine list. The cost of these medicines that are not included in the health basket can come to tens of thousands shekels a month and more.

Choosing your Surgeon

The private health policy allows you to choose your own surgeon from a large list of recommended surgeons.

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Setting Up Your Insurance

Contact Us

We are available by phone, email and Whatsapp. We offer you all our services in Hebrew and English.

We Understand Your Needs

We guide you through the insurance process with what we pride ourselves to deliver: incomparable expertise and personal care.

We Choose the Best Policy for You

We offer you the best policy from the eight insurance companies we work with.

We Set Up the Policy

We set up the policy in the company and send you a copy of the policy with a cover letter in English.

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What Our Customers Say About Us
Jackie Conway
Jackie Conway
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I have been working with Segal Insurance for a few years now and have found them to be professional and efficient. Their prices have also been very reasonable. Definitely a satisfied customer!
Linda Glazer
Linda Glazer
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I’ve been using Segal Insurance for about 17 years now and have found their service to be excellent. They’re efficient, they’re fast and one feels almost as if one’s their only client when approaching them for advice or claims …it’s almost like being among family!
Gillian Braunold
Gillian Braunold
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Never failed to be helpful on processing claims and ensuring good outcome.
Amy Margolis
Amy Margolis
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Excellent service! If there are questions, there is always a quick answer. Also they helped to insure my son’s car quickly although he is a young driver,and they got me a very good price. Very happy with the service!
Aharon Levi
Aharon Levi
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There is always someone to talk to. When I needed help with forms there was always someone to help and simplify things.
David Cohen
David Cohen
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Johnny is honest, straightforward, ethical, and a hell of a good guy. I not only get good advice, I enjoy my meetings with him. Highly recommended”